How to Plan for a Smooth Move-in
With all of the rigmarole that goes into packing up your old home and moving into the new one, there are a lot of details that can get lost in the mix. From cleaning up the old house to handing over the keys, there's no shortage of small tasks that need to be completed. If you'll soon be prepping for the exciting move into your next home, here are some ways to prepare yourself for this busy time.
Why An Emergency Fund Is Important
There's almost a guarantee that at some point in the future you're going to face an emergency. Like most things in life, that emergency is going to require money to solve. You can't assume that you'll have the funds to face the emergency when it happens. You can't even assume that you'll have enough on your credit cards to pay for it. The only safe way to plan is to have an emergency fund.
3 Reasons to Avoid Giving Wrong Information on Your Mortgage Application
Completing a loan application is among the first steps mortgage applicants take when applying for a loan, and it is easy to overlook the importance of providing accurate information at this stage in the process. It is best to take time complete the loan application as accurately as possible as it is a legal requirement and because of the other negative consequences.
What’s Ahead For Mortgage Rates This Week – July 5, 2021
Last week's economic reports included readings from S&P Case-Shiller Home Price Indices and data on pending home sales. Readings on job growth and und unemployment were also released along with weekly reports on mortgage rates and jobless claims.
Preparing for a House Fire – What to Do if One Breaks Out
House fires can break out for a wide range of reasons, and these include everything from grease fires while cooking in the kitchen to lightning striking the home.
Let’s Talk Hardwood: Why Converting Your Home to Hardwood Flooring Will Boost Its Value
When a homeowner makes the decision to upgrade flooring in one area of the home or throughout the entire space, there are numerous materials that may be considered. While each material option has its unique benefits and advantages, many are drawn to hardwood flooring as an option.
How to Market Your Home as the Perfect Rental or Investment Property
In some cases, it is advantageous for a homeowner to position a home as a great rental property or investment property, but this requires the right strategy.
Where Is The Housing Market Going Next?
There are many people wondering where the housing market is going next. While interest rates might be low, attracting a lot of buyers, there are some potential homeowners who are concerned about the current demand in the housing market.
What’s Ahead For Mortgage Rates This Week – June 28, 2021
Last week's economic reports included readings on sales of new and previously-owned homes. Weekly readings on mortgage rates and jobless claims were also released. New Home Sales Fall in May New home sales dropped to their lowest reading in a year in May with 769,000 new single-family homes sold on a seasonally adjusted annual basis. May's reading was 5.90 percent lower than April's reading of 817,000 sales but was 9.20 percent higher year-over-year.
Do You Have Enough Of A Down Payment Saved Up?
If you are planning on purchasing a home in the near future, you need to make sure you have enough money saved up. While there are a lot of expenses that go along with purchasing a home, the biggest expense is the down payment.
Deciding Whether To Move or Refinance: Which Is The Better Option?
There are a lot of people who are wondering if now is the right time to move or refinance their current home loan. With interest rates still favorable, a lot of homeowners have the potential to save a lot of money if they are able to secure a home loan with a lower interest rate. There are two ways homeowners can secure a home loan with a lower interest rate. The first is to refinance. The second is to move. Which option is better? There are a few key points to keep in mind.
Moving to the City? How to Downsize from a Large House to a Smaller Condo or Apartment
With the higher cost of real estate in central urban areas and with real estate space at a premium, many who make the decision to relocate will need to downsize from a larger house to a smaller condo or apartment.