Real Estate Archives - Page 4 of 53 - CENTURY 21 Advantage Gold

VA vs FHA vs USDA What’s the Difference?

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here's what you need to know about these useful mortgage options.

By Bill Lublin|2021-04-21T05:45:00-04:00April 21st, 2021|Real Estate|Comments Off

Looking at Home Mortgage Refinancing in 2021

In 2019 many people expected that the home lending market was going to eventually grow more expensive. Instead, 2020 spent its entire 12 months becoming more affordable when it came to financing a personal home, moving in the opposite direction of what was expected. Not only did the loan cost drop break previous records, but it also presented an additional opportunity for homeowners to reposition and take advantage of lower borrowing costs again.

By Bill Lublin|2021-04-20T05:45:00-04:00April 20th, 2021|Real Estate|Comments Off

NAHB: Home Builder Confidence Ticks Up in April

The national reading for home builder confidence rose one point to an index reading of 83 in April; the National Association of Home Builders predicted a reading of 84. Component readings for April's national index readings were mixed. Builder confidence in current market conditions for single-family homes rose one point to 88. Builder confidence in market conditions for single-family homes in the next six months fell two points to 81 but homebuilder confidence in buyer traffic in new home developments rose two points to an index reading of 75.

By Bill Lublin|2021-04-16T05:45:00-04:00April 16th, 2021|Real Estate|Comments Off

Buying a Home While Relocating is a Smarter Choice

The idea of buying a home is challenging enough as the process requires a lengthy approval validation, paperwork, financing, and the actual move with logistics. However, when one really looks at what typically occurs with relocation, buying versus renting can start to make more sense over time.

By Bill Lublin|2021-04-08T05:45:00-04:00April 8th, 2021|Real Estate|Comments Off

Approved With Conditions: What Does It Mean?

Applying for a home loan might not be the most exciting part of purchasing a home; however, many homeowners need to go through a lender to purchase a home. It is exciting to hear that the approval letter has gone through; however, it is also possible for someone to see that they have been approved with conditions. What does this mean?

By Bill Lublin|2021-04-07T05:45:00-04:00April 7th, 2021|Real Estate|Comments Off

Why A Carpet Change Can Boosts Your Home Sales Price

When selling a home, it is rare for folks to see in bold big letters, "new carpet just installed". However, on a practical level, replacing the carpet in a home just before selling can go a long way to helping the deal close.

By Bill Lublin|2021-04-02T05:00:00-04:00April 2nd, 2021|Real Estate|Comments Off

An Overview of Amortization: It Plays A Role In Monthly Mortgage Payments

Even though this may sound like a fancy word, amortization is simply a long word for a straightforward topic. Furthermore, it plays a significant role in the determination of monthly mortgage payments.

By Bill Lublin|2021-03-26T05:00:00-04:00March 26th, 2021|Real Estate|Comments Off

Key Points To Note When Drafting A Contract For A Remodeling Contract

There are a lot of homeowners who are thinking about carrying out a home remodel during the current era; however, it is important to understand what goes into a home remodel contract. Even though it can be expensive to get the contract reviewed by an attorney, it is critical to take a close look at the contract to make sure the language is correct.

By Bill Lublin|2021-03-12T05:00:00-05:00March 12th, 2021|Real Estate|Comments Off

Moving Can Lead To A Major Emotional Lift

This past year has been stressful for everyone involved. A lot of people have had to spend more time in their house than they ever have in the past. When this is combined with trying to conduct work and school from home, it is easy to see why people are so eager to get out of their house.

By Bill Lublin|2021-03-10T05:00:00-05:00March 10th, 2021|Real Estate|Comments Off

Planning a Move With Your Pets

As a pet owner, you're probably just as excited to see how your pet loves the new house as you are yourself. It's fun to watch as your pets explore the new digs. But moving can be stressful for pets. Here are some tips for making the move as stress-free as you can for your furry loved ones!

By Bill Lublin|2021-03-05T05:00:00-05:00March 5th, 2021|Real Estate|Comments Off

Buy A Home This Year To Build Wealth

It is important for everyone to diversify their investments. When people hear this term, they usually think about diversifying their investments across stocks, bonds, and mutual funds. In addition, it is also a prudent idea to leave the traditional financial markets and look for other sources of wealth as well. This includes real estate. Without a doubt, this has been a challenging year. At the same time, those who are looking to build wealth should consider purchasing a house this year. There are several reasons why.

By Bill Lublin|2021-03-02T05:00:00-05:00March 2nd, 2021|Real Estate|Comments Off

An Overview Of Private Mortgage Insurance

When you are going through the process of looking for a new home, you are probably focused on the sticker price of that home. Even though it is important to think about your down payment, your monthly mortgage payment, and the total amount of the loan, there are other expenses that you might need to cover as well. If you do not put down enough money, there is a chance that the lender could ask you to pay for something called private mortgage insurance. What is private mortgage insurance and how much do you have to pay? There are several important points that you should keep in mind.

By Bill Lublin|2021-02-26T05:00:00-05:00February 26th, 2021|Real Estate|Comments Off