Mortgage Applications

The 4-Step Financial Checkup to Get Ready for a Mortgage This Year

Are you ready to join the ranks of homeowners in our local community? Congratulations - homeownership is a big step towards building your net worth and financial freedom. However, it is also a significant transaction that will affect your finances for the foreseeable future. Let's take a look at a quick four-step checklist that will help you to get ready to buy a home with a mortgage in 2018.

By |2018-02-21T13:40:08-05:00February 21st, 2018|Home Mortgage Tips|Comments Off on The 4-Step Financial Checkup to Get Ready for a Mortgage This Year

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

By |2018-01-31T13:40:09-05:00January 31st, 2018|Home Mortgage Tips|Comments Off on In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

Stuck in a Bidding War? 3 Ways to Win Without Busting Through Your Mortgage Approval Amount

Are you making an offer on a new home in a hot housing market? If so, one possibility is that you are going to end up bidding against other buyers who are looking to buy the same home. Unfortunately, in some cases bidding wars are inevitable, and they can be a significant source of stress. Let's take a look at three ways that you can win a bidding war without having to spend more than you can afford.

By |2018-01-11T13:40:07-05:00January 11th, 2018|Home Mortgage Tips|Comments Off on Stuck in a Bidding War? 3 Ways to Win Without Busting Through Your Mortgage Approval Amount

Can I Buy a Piece of Land and Build a House on It With a Mortgage? Yes — Here’s How

Have you been hunting for a new house without finding one that suits your needs? If so, one option that you may want to consider is building a new construction home on a choice piece of land. In today's blog post we will explore a few different mortgage options for those who are looking to build a brand-new home.

By |2018-01-09T13:40:18-05:00January 9th, 2018|Home Mortgage Tips|Comments Off on Can I Buy a Piece of Land and Build a House on It With a Mortgage? Yes — Here’s How

Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

In the market for a new home in 2018? With the new year just a few short weeks away, that leaves you with precious little time to get your finances in order. Let's explore a few tips that will help you get a jump on improving your credit score before the end of the year.

By |2017-11-08T13:42:08-05:00November 8th, 2017|Home Mortgage Tips|Comments Off on Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

While it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough. However, while it may delay things for a couple of years, the good news is that even a bankruptcy won't stop you from borrowing a mortgage to buy a home. In today's article, we will share some insight into how you can get a mortgage loan after going through bankruptcy.

By |2017-10-11T12:40:02-04:00October 11th, 2017|Home Mortgage Tips|Comments Off on How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

Speed up Your Mortgage Closing Process With This Handy Four-step Guide

Are you in the market for a new house or apartment? If you are financing the purchase by taking out a mortgage, you'll want to know how to make this transaction run as smooth as possible. In today's article, we'll share a quick four-step guide to speeding up the mortgage closing process.

By |2017-10-03T12:40:03-04:00October 3rd, 2017|Home Mortgage Tips|Comments Off on Speed up Your Mortgage Closing Process With This Handy Four-step Guide

Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

Are you in the market for a new home? If you are going to rely on mortgage financing to cover some of the purchase cost, you will need to start the application process as soon as possible. However, what if you just need to know how much you will be able to borrow so you can start finding homes in your price range?

By |2017-09-22T12:40:02-04:00September 22nd, 2017|Home Mortgage Tips|Comments Off on Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

Have you been considering a mortgage for your next home purchase? As with any loan or financial product, there are a variety of fees and costs you may incur in the process of closing your mortgage. In today's post, we'll explore a few of these potential fees and the situations in which you may encounter them.

By |2017-09-15T12:45:03-04:00September 15th, 2017|Home Mortgage Tips|Comments Off on You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

Are you thinking about buying a new house? Whether you're a first-time or experienced buyer, if your credit score isn't looking too hot it can affect how much mortgage financing you receive - or whether you're approved at all! But don't fret. It's still possible to get a mortgage approved, even with credit issues. Below we'll share a few ways that you can get a mortgage loan even if your credit is less than perfect.

By |2017-09-01T12:40:02-04:00September 1st, 2017|Home Mortgage Tips|Comments Off on Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you'll find our quick and easy guide to determining just how much "house" you can afford. Let's get started!

By |2017-08-23T12:44:33-04:00August 23rd, 2017|Home Mortgage Tips|Comments Off on The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren't necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it's the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you're looking to improve your understanding and your finances, here's what you need to know about small mistakes and your FICO score.

By |2017-08-10T01:53:35-04:00August 8th, 2017|Home Mortgage Tips|Comments Off on Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches
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