A Complete Guide: What Is A Credit Freeze And Why Is This Helpful?

Due to recent changes in federal regulations, consumers are now allowed to freeze their credit free of charge. Prior to changes in these regulations, credit bureaus would charge consumers for freezing their credit. What does this mean, and why might someone want to do this?

By |2021-09-08T05:45:00-04:00September 8th, 2021|Credit Scoring|Comments Off on A Complete Guide: What Is A Credit Freeze And Why Is This Helpful?

7 Ways To Protect Your Credit Score For Better Mortgage Rates

Credit scores not only make the difference between a mortgage approval and mortgage turn-down, but they also play a large role in determining your actual mortgage note rate. In the 3-minute piece, the NBC Today Show talks about 7 ways that homebuyers ruin their credit -- often by accident.

By |2017-08-10T02:42:46-04:00February 5th, 2010|Credit Scoring|Comments Off on 7 Ways To Protect Your Credit Score For Better Mortgage Rates