How To Find The Right Home Insurance Coverage For You And Your Family

Those who are taking out a loan for a home will probably be required by the lender to purchase home insurance. Even those who don't need a loan will still need to make sure that they protect their property accordingly with a comprehensive home insurance policy.

By |2021-09-17T05:45:00-04:00September 17th, 2021|Mortgage, Real Estate Tips|Comments Off on How To Find The Right Home Insurance Coverage For You And Your Family

4 Big Incentives for Homeowners to Sell Now

Now is a great time to sell a home. Inventory is down to historic lows, according to recent reports, which means it's a sellers' market. Yes, many homeowners are reluctant to put their homes on the market for a variety of reasons. However, right now there are four big incentives for homeowners to sell, despite these objections.

By |2021-09-16T05:45:00-04:00September 16th, 2021|Mortgage, Real Estate|Comments Off on 4 Big Incentives for Homeowners to Sell Now

Why An Emergency Fund Is Important

There's almost a guarantee that at some point in the future you're going to face an emergency. Like most things in life, that emergency is going to require money to solve. You can't assume that you'll have the funds to face the emergency when it happens. You can't even assume that you'll have enough on your credit cards to pay for it. The only safe way to plan is to have an emergency fund.

By |2021-07-08T05:45:00-04:00July 8th, 2021|Mortgage|Comments Off on Why An Emergency Fund Is Important

There Are Major Incentives For Homeowners To Sell Their Homes Now

Now is a great time to take out a new home loan because mortgage rates continue to hover near historic lows. As a result, many homeowners are refinancing to a lower rate. This is also the perfect time to move because homeowners can take out a new home loan with a lower interest rate. Mortgage rates will not remain at historic lows forever and have already begun to rise slowly this year. Homeowners should sell now and take out a new home loan before they rise too much.

By |2021-06-03T05:45:00-04:00June 3rd, 2021|Mortgage|Comments Off on There Are Major Incentives For Homeowners To Sell Their Homes Now

The Three Essential Habits That Successful Home Buyers Must Embrace

Whether you are preparing to purchase your first home or it has been many years since you last walked through the home buying process, you may be starting to feel overwhelmed at the thought of all of the work that lies in front of you. While each home buying transaction is unique, the most successful home buyers have typically adopted a few behaviors. You may keep these in mind to help you navigate through the process with success.

By |2021-04-22T05:45:00-04:00April 22nd, 2021|Home Buyer Tips, Mortgage|Comments Off on The Three Essential Habits That Successful Home Buyers Must Embrace

Do Not Procrastinate On These Spring Maintenance Tasks

At the flowers begin to bloom and the weather starts to warm up, everyone is thinking about spring cleaning. It is critical to make sure the house is ready for the warmer weather. What are the top spring maintenance tasks that have to be completed? Do not procrastinate on these tasks, as the price could be high.

By |2021-04-14T05:45:00-04:00April 14th, 2021|Mortgage|Comments Off on Do Not Procrastinate On These Spring Maintenance Tasks

The Top Tips For Impressing A Potential Buyer At Showings

For those who are getting ready to put their home on the market, they want to make sure they get as much money as possible for their home. This means making a positive first impression. There is never a second chance to make a first impression. Therefore, homeowners need to make sure they do everything possible to "wow" potential buyers at open houses and showings. What are a few of the top tips that homeowners should keep in mind?

By |2021-02-25T05:00:00-05:00February 25th, 2021|Mortgage|Comments Off on The Top Tips For Impressing A Potential Buyer At Showings

How To Save Big Money On Your Next Home Renovation Project

Every year, homeowners spend billions of dollars renovating their homes. It almost seems expected that homeowners are going to end up going over budget on any project. On the other hand, this doesn't have to be the case. In reality, there are a few tips and tricks that homeowners can follow to help them save big money on that next home renovation project.

By |2020-05-08T08:00:55-04:00May 8th, 2020|Mortgage|Comments Off on How To Save Big Money On Your Next Home Renovation Project

Are Home Warranties Worth The Money?

Those who own homes might regularly receive mail advertising something called a home warranty. Many people end up tossing these leaflets away because they think this is just another form of home insurance, which many people get through their mortgage lender. In reality, a home warranty is not home insurance. Therefore, some people might be wondering whether or not a home warranty is worth the money.

By |2020-05-06T08:01:03-04:00May 6th, 2020|Mortgage|Comments Off on Are Home Warranties Worth The Money?

How Does A Home Appraisal Work?

Whether you're a buyer or a seller, a home appraisal is a critical component of the home selling process. An appraisal is also required in situations where a home is gifted to a family member, so it's important to have a clear understanding of what it entails.

By |2020-04-29T08:00:04-04:00April 29th, 2020|Mortgage|Comments Off on How Does A Home Appraisal Work?

How Do Mortgage Points Cut Your Interest Costs?

Those who are involved in the real estate industry likely know that mortgage rates are at an all-time low. At the same time, nobody wants to pay more for a house than they have to. Some of the most important factors that dictate how much someone is going to pay for a house include points and interest rates.

By |2020-04-29T02:30:53-04:00April 28th, 2020|Mortgage|Comments Off on How Do Mortgage Points Cut Your Interest Costs?

Mortgage Relief Refinance Programs For 2020

There are lots of people out there who are searching for options for mortgage relief. A quick search will reveal options for programs such as FMERR and HARP; however, many of the articles regarding these programs are a bit outdated. This makes them misleading. Sometimes, people might think they can apply for these programs when, in reality, they cannot. These programs have expired. Fortunately, there is another option for HIRO.

By |2020-04-29T02:39:07-04:00April 24th, 2020|Mortgage|Comments Off on Mortgage Relief Refinance Programs For 2020