For homes governed by an HOA, membership in the homeowners association is a condition of purchase; buyer are not permitted to opt-out.
Refinancing homeowners are granted a 3-day "cooling off" period.
A home inspection is a thorough, top-to-bottom check-up of a home's structure and systems.
Want a discount on your next mortgage rate? Tell your lender that you're willing to escrow.
More commonly called APR, Annual Percentage Rate is a government-mandated mortgage comparison tool. It measures the total cost of borrowing over the life of a loan into dollars-and-cents.
Loan-level pricing adjustments are mandatory loan fees based on a borrower's specific default risk.